Suite 1/ 600 Victoria St, Richmond VIC 3121

compare health insurance You deserve a health fund THAT PAYS MORE. We help you compare health funds that pay more for health services and extras claims at your choice of health provider. Learn more mouse

    fair health care alliance logo
    We believe that Australian private health insurance funds should pay well regardless of which practice you choose to attend for treatment.

    We can help you compare health funds that are known for paying fair extras rebates at any health provider in Australia. The Fair Health Care Alliance opposes anyone being advised by their health fund that they will get more back if they were to switch to a different health provider practice.

    our promise
    1

    We will help you compare private health insurance policies and choose one that better meets your private hospital and extras needs as an individual, couple or family.

    2

    We will work closely with you to identify what is most important on your health insurance and then do our best to increase your benefits and extras payouts for those services.

    3

    Our advisers are adept at helping you compare health insurance policies side-by-side to your current health fund, highlighting pros and cons with honesty and transparency.

    4

    Switching funds is easy. Regardless, your dedicated Fair Health Care Alliance adviser will support you through the transfer process with direct contact if you have any questions.

    compare health funds

    Health insurance premiums keep going up in price every year but you may have noticed that your extras payouts and benefits might stay the same.  When paying so much for your private health insurance, you expect the benefits and extras payouts to be fair. This is called value. Better value health insurance is about finding a new health fund policy that matches your required private hospital cover needs, and pays back more for the extras services you and your family use most.

    Unfortunately, some Australian health funds (particularly the big ones) promote a ‘preferred provider‘ platform for services such as dental, physiotherapy, and chiropractic. This means that the health funds will give members higher rebates for these services if you have the treatment done at their preferred provider practice/s. For many insured people, this means that your extras claims will be quite low if the health practice you attend isn’t a preferred provider with your health fund. We feel that this is unfair on you, and unfair on your chosen health providers.

    So, we help you compare your health insurance and switch to a new health fund that pays fair returns at any registered health provider practice in Australia.

    4 (Demo)
    Dental
    Increase benefits for dental such as check-ups & cleans, fillings, extractions, major dental, and more.
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    Optical
    Look out for better returns on optical. Frames, Single vision, Bi-focal, Multi-focal lens and Prescription Contacts.
    physio-icon
    Physiotherapy
    Get higher rebates for physiotherapy consultations, group therapy & class therapy.
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    Remedial Massage
    Sit back and relax as we help you find higher limits and payouts for Remedial Massage.
    chiropractor icon
    Chiropractor
    Get more BACK for your chiropractic or osteopathy consultations and in some cases x-rays too.
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    Plus more
    Any other claimable extras such as acupuncture, Chinese herbal medicine, podiatry, etc.
    Open hours

    We are based in Melbourne, Victoria.
    Our following operating hours are AEST ( Australian Eastern Standard Time).

    Monday to Thursday 9:00 am – 6:00 pm
    Friday 9:00 am – 5:00 pm
    Saturday Closed
    Sunday Closed
    GET A QUOTE

      Do I need health insurance?
      Learn about Medicare, the public health system, private hospital and extras, and how health insurance might benefit you and your family.
      Click to learn more.
      Health Insurance Tax
      Are you paying the Medicare levy Surcharge? If so, taking out private health insurance can help you avoid paying the MLS tax.
      Click to learn more.
      Health Insurance Rebate
      The private health insurance government rebate is means tested, meaning your income could affect the cost of your health insurance.
      Click to learn more.
      Lifetime health cover loading
      If you're 31 or over, you may have a Lifetime Health Cover loading (LHC) penalty which will increase the cost of your health insurance.
      Click to learn more.
      Our Health Insurance
      advisers

      We’ve been helping Australians compare and switch health insurance for over 20 years of combined experience. Our approach to health insurance advice is active listening: we listen to everything that is important to our customers and help match them to a health insurance policy that suits them best.

      blue call centre icon
      Aaron
      Health Insurance Adviser
      blue call centre icon
      Liz
      Health Insurance Adviser
      blue call centre icon
      Ben
      Health Insurance Adviser
      blue call centre icon
      Aaron
      Health Insurance Adviser
      blue call centre icon
      Liz
      Health Insurance Adviser
      blue call centre icon
      Ben
      Health Insurance Adviser
      Fair Health Care Alliance
      5.0
      Based on 17 reviews
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      Robyn Arnold
      Robyn Arnold
      2020-05-01T05:34:15+0000
      Thankyou Fair Health Care Alliance for helping to make sense of Private Health Insurance policies
      Karen Kirkup
      Karen Kirkup
      2019-12-30T13:12:02+0000
      Fantastic service from Liz when changing my health fund. Liz was very polite, very helpful and provided me with all the information I needed to make the change to the health fund best suited to me. Would definitely recommend Fair Health . Thank you... again Liz.read more
      Virginia Crampton
      Virginia Crampton
      2019-11-20T05:01:02+0000
      Awesome service! Aaron was very informative and found me a much better deal for my family cover with more benefits at the same cost! Highly recommend!
      Sarah In-Parkdale
      Sarah In-Parkdale
      2019-11-06T04:19:51+0000
      I have just changed my health insurance provider following an assessment with Liz Trieu. Liz was wonderful to deal with and very informative and helped us to find an insurer that will save us a lot each year. Thanks Liz!
      Kim Pollock
      Kim Pollock
      2019-06-01T12:02:13+0000
      Excellent to deal with, listened to our requirements and got us a fantastic deal!!
      Paul Durrant
      Paul Durrant
      2019-05-10T06:46:45+0000
      We were looking to change our health insurance provider due to continually rising premiums. Our chiropractor referred us to Aaron, who after taking into account our needs with regards to coverage, recommended an alternative fund to us. We now have... access to more services, the fund pays a greater percentage of the gap and our premium is also cheaper. We are very happy to recommend this service.read more
      Robert Ling
      Robert Ling
      2019-05-04T12:54:38+0000
      I am so glad I spoke with Fair Healthcare Alliance and then made a switch from one of the big private health insurers. I am now getting much better value for money. I had no idea and always assumed I was getting a great deal until I spoke with... Fair Health Care Alliance. Highly recommended!!!read more
      Kerry Patterson
      Kerry Patterson
      2019-05-02T22:16:10+0000
      Aaron was extremely helpful and found a health fund which suited my family far better than the one we had. I would definitely recommend him!
      Lisa Stevic
      Lisa Stevic
      2019-05-02T09:35:25+0000
      Arron was very helpful, & professional, appreciated all his help, its a mind field looking for a new health fund as I wasn't happy, Arron helped me choose out of a couple of different funds which would suit my family, much more value now !
      Claudia De Petra
      Claudia De Petra
      2019-05-02T05:15:16+0000
      Aaron was so attentive and informative ...would use himAgain
      Alana Pollard
      Alana Pollard
      2019-03-11T10:35:44+0000
      Very prompt and professional service with a great outcome benefiting our family.
      Vivien Henesey-Smith
      Vivien Henesey-Smith
      2019-02-11T08:32:39+0000
      We appreciate the professional service provided by our consultant in assessing our policy. The outcome was beneficial to us as we will get a much better refund with our new provider. There was never any obligation to change our policy but is a free... service to reassess your family or individual health insurance needs.read more
      Steph Bast
      Steph Bast
      2019-02-10T09:35:38+0000
      Amazing customer service, easy to work with and extremely helpful!
      Anne McDonald
      Anne McDonald
      2019-02-08T18:01:19+0000
      Prompt assistance with excellent service.
      Trehan Stenton
      Trehan Stenton
      2019-02-08T14:32:31+0000
      The advice and process for the transition were easy and straight forward.
      Donald John Munro
      Donald John Munro
      2019-02-08T06:14:50+0000
      The ease of discussing our needs with Aaron face to face over the phone.And the professional manner that Aaron handled the change.What he indicated has happened - and I am going to pass on his details to 2 clients who have expressed their need to... review their health coverDon MURO cparead more
      Hollie Baker
      Hollie Baker
      2019-02-05T04:09:34+0000
      very helpful service Aaron
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