Suite 1/ 600 Victoria St, Richmond VIC 3121

You Deserve A Health Fund THAT PAYS MORE.


Select cover for ...

  • Just Myself - Female

  • Just Myself - Male

  • Just Us

  • Just Us and
    the Kids

  • Just Me and the Kids

Select your product type

  • Hospital cover + Extras
  • Just Hospital cover
  • Just Extras
  • Not Sure

Do you currently have health insurance?

Who is your current health fund?

Select your State

  • ACT
  • NSW
  • NT
  • QLD
  • SA
  • TAS
  • WA
  • VIC

What would you like included?

  • Private Hospital cover
  • Dental
  • Optical
  • Physiotherapy
  • Chiropractic
  • Ambulance
  • Massage
  • Other

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We believe that Australian private health insurance funds should pay well regardless of which practice you choose to attend for treatment.

We can help you compare health funds that are known for paying fair extras rebates at any health provider in Australia. The Fair Health Care Alliance opposes anyone being advised by their health fund that they will get more back if they were to switch to a different health provider practice.

our promise

We will help you compare private health insurance policies and choose one that better meets your private hospital and extras needs as an individual, couple or family.


We will work closely with you to identify what is most important on your health insurance and then do our best to increase your benefits and extras payouts for those services.


Our advisers are adept at helping you compare health insurance policies side-by-side to your current health fund, highlighting pros and cons with honesty and transparency.


Switching funds is easy. Regardless, your dedicated Fair Health Care Alliance adviser will support you through the transfer process with direct contact if you have any questions.

compare health funds

Health insurance premiums keep going up in price every year but you may have noticed that your extras payouts and benefits might stay the same.  When paying so much for your private health insurance, you expect the benefits and extras payouts to be fair. This is called value. Better value health insurance is about finding a new health fund policy that matches your required private hospital cover needs, and pays back more for the extras services you and your family use most.

Unfortunately, some Australian health funds (particularly the big ones) promote a ‘preferred provider‘ platform for services such as dental, physiotherapy, and chiropractic. This means that the health funds will give members higher rebates for these services if you have the treatment done at their preferred provider practice/s. For many insured people, this means that your extras claims will be quite low if the health practice you attend isn’t a preferred provider with your health fund. We feel that this is unfair on you, and unfair on your chosen health providers.

So, we help you compare your health insurance and switch to a new health fund that pays fair returns at any registered health provider practice in Australia.

4 (Demo)
Increase benefits for dental such as check-ups & cleans, fillings, extractions, major dental, and more.
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Look out for better returns on optical. Frames, Single vision, Bi-focal, Multi-focal lens and Prescription Contacts.
Get higher rebates for physiotherapy consultations, group therapy & class therapy.
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Remedial Massage
Sit back and relax as we help you find higher limits and payouts for Remedial Massage.
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Get more BACK for your chiropractic or osteopathy consultations and in some cases x-rays too.
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Plus more
Any other claimable extras such as acupuncture, Chinese herbal medicine, podiatry, etc.
Open hours

We are based in Melbourne, Victoria.
Our following operating hours are AEST ( Australian Eastern Standard Time).

Monday to Thursday 9:00 am – 6:00 pm
Friday 9:00 am – 5:00 pm
Saturday Closed
Sunday Closed

    Do I need health insurance?
    Learn about Medicare, the public health system, private hospital and extras, and how health insurance might benefit you and your family.
    Click to learn more.
    Health Insurance Tax
    Are you paying the Medicare levy Surcharge? If so, taking out private health insurance can help you avoid paying the MLS tax.
    Click to learn more.
    Health Insurance Rebate
    The private health insurance government rebate is means tested, meaning your income could affect the cost of your health insurance.
    Click to learn more.
    Lifetime health cover loading
    If you're 31 or over, you may have a Lifetime Health Cover loading (LHC) penalty which will increase the cost of your health insurance.
    Click to learn more.
    Our Health Insurance

    We’ve been helping Australians compare and switch health insurance for over 20 years of combined experience. Our approach to health insurance advice is active listening: we listen to everything that is important to our customers and help match them to a health insurance policy that suits them best.

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    Health Insurance Adviser
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    Health Insurance Adviser
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    Health Insurance Adviser
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    Health Insurance Adviser
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