Suite 1/ 600 Victoria St, Richmond VIC 3121

fair health care alliance logo
We believe that Australian private health insurance funds should pay well regardless of which practice you choose to attend for treatment.

We can help you compare health funds that are known for paying fair extras rebates at any health provider in Australia. The Fair Health Care Alliance opposes anyone being advised by their health fund that they will get more back if they were to switch to a different health provider practice.

our promise
1

We will help you compare private health insurance policies and choose one that better meets your private hospital and extras needs as an individual, couple or family.

2

We will work closely with you to identify what is most important on your health insurance and then do our best to increase your benefits and extras payouts for those services.

3

Our advisers are adept at helping you compare health insurance policies side-by-side to your current health fund, highlighting pros and cons with honesty and transparency.

4

Switching funds is easy. Regardless, your dedicated Fair Health Care Alliance adviser will support you through the transfer process with direct contact if you have any questions.

compare health funds

Health insurance premiums keep going up in price every year but you may have noticed that your extras payouts and benefits might stay the same.  When paying so much for your private health insurance, you expect the benefits and extras payouts to be fair. This is called value. Better value health insurance is about finding a new health fund policy that matches your required private hospital cover needs, and pays back more for the extras services you and your family use most.

Unfortunately, some Australian health funds (particularly the big ones) promote a ‘preferred provider‘ platform for services such as dental, physiotherapy, and chiropractic. This means that the health funds will give members higher rebates for these services if you have the treatment done at their preferred provider practice/s. For many insured people, this means that your extras claims will be quite low if the health practice you attend isn’t a preferred provider with your health fund. We feel that this is unfair on you, and unfair on your chosen health providers.

So, we help you compare your health insurance and switch to a new health fund that pays fair returns at any registered health provider practice in Australia.

4 (Demo)
Dental
Increase benefits for dental such as check-ups & cleans, fillings, extractions, major dental, and more.
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Optical
Look out for better returns on optical. Frames, Single vision, Bi-focal, Multi-focal lens and Prescription Contacts.
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Physiotherapy
Get higher rebates for physiotherapy consultations, group therapy & class therapy.
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Remedial Massage
Sit back and relax as we help you find higher limits and payouts for Remedial Massage.
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Chiropractor
Get more BACK for your chiropractic or osteopathy consultations and in some cases x-rays too.
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Plus more
Any other claimable extras such as acupuncture, Chinese herbal medicine, podiatry, etc.
Open hours

We are based in Melbourne, Victoria.
Our following operating hours are AEST ( Australian Eastern Standard Time).

Monday to Thursday 9:00 am – 6:00 pm
Friday 9:00 am – 5:00 pm
Saturday Closed
Sunday Closed
GET A QUOTE

Do I need health insurance?
Learn about Medicare, the public health system, private hospital and extras, and how health insurance might benefit you and your family.
Click to learn more.
Health Insurance Tax
Are you paying the Medicare levy Surcharge? If so, taking out private health insurance can help you avoid paying the MLS tax.
Click to learn more.
Health Insurance Rebate
The private health insurance government rebate is means tested, meaning your income could affect the cost of your health insurance.
Click to learn more.
Lifetime health cover loading
If you're 31 or over, you may have a Lifetime Health Cover loading (LHC) penalty which will increase the cost of your health insurance.
Click to learn more.
Our Health Insurance
advisers

We’ve been helping Australians compare and switch health insurance for over 20 years of combined experience. Our approach to health insurance advice is active listening: we listen to everything that is important to our customers and help match them to a health insurance policy that suits them best.

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Aaron
Health Insurance Adviser
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Liz
Health Insurance Adviser
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Ben
Health Insurance Adviser
blue call centre icon
Aaron
Health Insurance Adviser
blue call centre icon
Liz
Health Insurance Adviser
blue call centre icon
Ben
Health Insurance Adviser

Facebook Reviews

Fair Health Care Alliance
5.0
Based on 17 reviews
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Karen Kirkup
Karen Kirkup
2019-12-30T13:12:02+0000
Fantastic service from Liz when changing my health fund. Liz was very polite, very helpful and provided me with all the... information I needed to make the change to the health fund best suited to me. Would definitely recommend Fair Health . Thank you again Liz.read more
Virginia Crampton
Virginia Crampton
2019-11-20T05:01:02+0000
Awesome service! Aaron was very informative and found me a much better deal for my family cover with more benefits at... the same cost! Highly recommend!read more
Lawgy BytheBay
Lawgy BytheBay
2019-11-06T04:19:51+0000
I have just changed my health insurance provider following an assessment with Liz Trieu. Liz was wonderful to deal with... and very informative and helped us to find an insurer that will save us a lot each year. Thanks Liz!read more
Kim Pollock
Kim Pollock
2019-06-01T12:02:13+0000
Excellent to deal with, listened to our requirements and got us a fantastic deal!!
Paul Durrant
Paul Durrant
2019-05-10T06:46:45+0000
We were looking to change our health insurance provider due to continually rising premiums. Our chiropractor referred... us to Aaron, who after taking into account our needs with regards to coverage, recommended an alternative fund to us. We now have access to more services, the fund pays a greater percentage of the gap and our premium is also cheaper. We are very happy to recommend this service.read more
Robert Ling
Robert Ling
2019-05-04T12:54:38+0000
I am so glad I spoke with Fair Healthcare Alliance and then made a switch from one of the big private health insurers. ... I am now getting much better value for money. I had no idea and always assumed I was getting a great deal until I spoke with Fair Health Care Alliance. Highly recommended!!!read more
Kerry Patterson
Kerry Patterson
2019-05-02T22:16:10+0000
Aaron was extremely helpful and found a health fund which suited my family far better than the one we had. I would... definitely recommend him!read more
Megan Smith
Megan Smith
2019-05-02T13:20:28+0000
Aaron’s help in navigating this minefield was awesome. He was well versed in what was available and would certainly... recommend him to anyone looking to make comparisons.read more
Lisa Stevic
Lisa Stevic
2019-05-02T09:35:25+0000
Arron was very helpful, & professional, appreciated all his help, its a mind field looking for a new health fund as I... wasn't happy, Arron helped me choose out of a couple of different funds which would suit my family, much more value now !read more
Claudia De Petra
Claudia De Petra
2019-05-02T05:15:16+0000
Aaron was so attentive and informative ...would use him Again
Alana Pollard
Alana Pollard
2019-03-11T10:35:44+0000
Very prompt and professional service with a great outcome benefiting our family.
Vivien Henesey-Smith
Vivien Henesey-Smith
2019-02-11T08:32:39+0000
We appreciate the professional service provided by our consultant in assessing our policy. The outcome was beneficial... to us as we will get a much better refund with our new provider. There was never any obligation to change our policy but is a free service to reassess your family or individual health insurance needs.read more
Steph Bast
Steph Bast
2019-02-10T09:35:38+0000
Amazing customer service, easy to work with and extremely helpful!
Anne McDonald
Anne McDonald
2019-02-08T18:01:19+0000
Prompt assistance with excellent service.
Trehan Stenton
Trehan Stenton
2019-02-08T14:32:31+0000
The advice and process for the transition were easy and straight forward.
Donald John Munro
Donald John Munro
2019-02-08T06:14:50+0000
The ease of discussing our needs with Aaron face to face over the phone. And the professional manner that Aaron handled... the change. What he indicated has happened - and I am going to pass on his details to 2 clients who have expressed their need to review their health cover Don MURO cparead more
Hollie Baker
Hollie Baker
2019-02-05T04:09:34+0000
very helpful service Aaron
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