When you tick a box to include any health services, we still don’t know to what degree you need them. If you attend fortnightly or monthly, you’ll need a high annual limit. If you only go occasionally or as needed, you want a policy that pays a high % of the bill for when you do go.

We take you through these questions on a call.

Policy A might have just a bit of major dental for just-in-cases coverage. 
Policy B might have thousands of dollars for root canal, crowns, implants or orthodontics. Some policies don’t cover dentures.

We need to ask you these questions or we’re not helping you at all.

Most policy documents for health insurance products don’t tell you the fine print on what the rebates are for these different types of optical. 

Did you know that doctors can see cataracts growing for up to 10 years before they are big enough to perform surgery on?

Did you know that many policies have an ‘accident override’ feature on their Bronze and Silver levels of hospital cover that will cover joint replacements and rehabilitation if it’s the direct result of an accident rather than wear and tear?

Did you know everyone gets a free upgrade to Psychiatric cover in private hospital with only a 1-day waiting period once in their lifetime?

There are many facts we can share with you that will affect your decision and certainly affect your policy price.

Do you know what health funds are accepted at your nearest private hospitals?

Do you know how each health fund performs in your State in terms of doctor recognition and gap cover performance?

We inform you on our call. Take a leap of faith and trust us. Read the reviews below and find out why we are an award winning health comparison service.