Comprehensive life insurance solutions
At Fair Health Care Alliance, we know life is unpredictable—that’s why we offer life insurance options to help protect you, your future and your family. We make it easy to find the right cover so you can feel confident, no matter what lies ahead.
Fair Health + Life is our newest vertical where we now offer life insurance comparison
As a trusted health insurance broker we understand that protecting
your health is only one part of securing your future. That’s why we
also offer a range of life insurance products designed to provide
peace of mind and financial security when you and your loved ones
need it most. Whether you’re planning for the unexpected or
safeguarding your family’s future, we’re here to help you make
confident, informed choices.
Life insurance
Life insurance is a vital safety net that provides a lump sum
payment to your loved ones in the event of your death or
terminal illness.
Total and permanent disability (TPD)
TPD insurance provides financial support if you become
totally and permanently disabled and are unable to
return to work.
Trauma insurance
Also known as critical illness cover, trauma insurance
offers a lump sum payment if you’re diagnosed with a
serious illness or medical condition such as cancer, heart
attack, or stroke.
Income protection
Your ability to earn an income is one of your greatest
assets. Income protection insurance replaces a portion
of your income—typically up to 70%—if you’re unable
to work due to illness or injury.
Why life insurance matters
Life insurance offers more than just a financial payout—it provides
peace of mind. It ensures your loved ones are protected from the
financial burden that can come with losing a primary income earner.
Whether it’s helping your family cover everyday expenses, paying off
a mortgage, funding your children’s education, or simply maintaining
their standard of living, life insurance gives you the confidence that
they’ll be looked after no matter what. It’s a smart and
compassionate way to plan for the future—because protecting those
you care about is always worth it.
Why compare life insurance with a health insurance broker?
Navigating life insurance can be complex, but working with a
health insurance broker makes the process easier and more
effective. Brokers have access to a wide range of insurers and
policies, allowing them to compare multiple options on your
behalf and recommend cover that suits your needs and budget.
Unlike going directly to one provider, a broker offers unbiased
advice tailored to your personal circumstances—whether that’s
your income, family situation, or long-term goals. Plus, they
understand how life and health insurance can work together,
helping you build a more complete and cost-effective
protection plan.
Why choose Fair Health Care Alliance?
We’re not just here to sell insurance—we’re here to provide solutions
that fit your life. With our expertise in health and life insurance, we
offer tailored advice and comprehensive coverage options to help
you protect your income, your lifestyle, and your loved ones.
Let’s talk about how we can help protect your future. Contact us
today for a free, no-obligation consultation.
Disclaimer
Fair Health Care Pty Ltd trading as “Fair Health and Life” ABN no (86 622 966 303) and its advisers operate as authorised representatives of Ingenious Brokers Pty. Ltd. ABN 53 656 735 956 Australian Financial Services LICENSE 538868. Fair Health Care Pty Ltd are authorised through Ingenious Brokers to advise and deal in Life Insurance products only, including Term life, Total and Permanent Disability, Income Protection and Trauma Insurance.
Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider if the product is appropriate for you in regards to your own objectives, financial situation or needs and, if a current offer document is available, read the offer document before acquiring products named on this website. Please note our advice does not include independent financial, legal and taxation advice prior to acquiring a product. Prior to acquiring a financial product, you should obtain the Product Disclosure Statement relating to the product. The product Disclosure Statement contains the terms and conditions of the relevant financial product. You should consider the information within the Product Disclosure Statement prior to the purchase of a financial product.
Product Disclosure Statements are available within the quoted product emails that we send to you directly.
Not all providers of insurance on the market are included in our comparisons. The amount of any savings will depend on your circumstances. The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage.
Compare Life Insurance, Income Protection, Total and Permanent Disability and Trauma to find a competitive rate for your situation by providing you prices for all products on our panel. Fair Health Care Pty Ltd aims to save its customers money, time and effort through its innovative rate comparison website designed specifically to cater the needs of the Australian market. Do an online comparison today or if you would like to call us, we have trained professionals ready to help you with your enquiry.
The products/services offered by our Health Insurance service or referrals to Home Loan comparisons are not authorised by Ingenious Brokers Pty Ltd and Ingenious Brokers Pty Ltd is not responsible for the advice/services provided by our health insurance business or external partners.
