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Who Is the Best Health Insurance for Singles in Australia?

Find the right policy to cover private hospitals and extras, for tax purposes or to avoid LHC Loading. Trust Fair Health Care Alliance to provide you with informed options to consider.
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Singles Health Insurance – Looking After the Health Needs of One

Comparing health insurance for a single person is somewhat less complicated because you don’t need to consider the personal health needs of another person and/or children. With only one set of health requirements that need to be covered, Singles health insurance is an exercise in simply getting what’s ‘best for me’.

Of course, our health needs change as the years flow by and a re-visit to a Singles private health insurance comparison from time to time is a must.

Health Insurance for Singles –Who Is It For?

It’s a common misconception that one needs to have the marital status of Single to qualify for singles cover. Being single does not demand single health insurance. In fact, there is an argument to suggest that a couple ought to take out their own policy that is conducive to a more refined coverage for the individual.


The divide between demographic factors such as age and sex demand that health insurance for singles remains open to subjective needs. A young single person is less likely to need eye cataract surgery or a hip replacement; likewise, a senior probably doesn’t need to cover orthodontics. This is why health insurance for singles is practical – you can personalise your health cover according to your needs.

Compare Health Insurance

Singles Health Insurance – Looking After the Health Needs of One

Comparing health insurance for a single person is somewhat less complicated because you don’t need to consider the personal health needs of another person and/or children. With only one set of health requirements that need to be covered, Singles health insurance is an exercise in simply getting what’s ‘best for me’. Of course, our health needs change as the years flow by and a re-visit to a Singles private health insurance comparison from time to time is a must.

Health Insurance for Singles –Who Is It For?

It’s a common misconception that one needs to have the marital status of Single to qualify for singles cover. Being single does not demand single health insurance. In fact, there is an argument to suggest that a couple ought to take out their own policy that is conducive to a more refined coverage for the individual. The divide between demographic factors such as age and sex demand that health insurance for singles remains open to subjective needs. A young single person is less likely to need eye cataract surgery or a hip replacement; likewise, a senior probably doesn’t need to cover orthodontics. This is why health insurance for singles is practical – you can personalise your health cover according to your needs.
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What’s the Best Singles Cover Health Insurance Policy for Me?

The best health insurance policy is one that matches your current health needs. However, the process one must undertake to answer these questions involves a structured and thorough analysis of your situation. Here’s a list of initial questions that you could ask:
A person should take out a Singles private hospital cover policy if they would like the option to receive treatment in a private hospital with the choice of a private doctor. There are different degrees of hospital cover: from Bronze through Silver and up to Gold. Knowing which level of cover is right for you is something Fair Health Care can certainly help you with – it’s what we do.
A basic Single extras policy can benefit someone if they can make good use of preventative health services like dental, physiotherapy, chiropractic, or osteopathy. Finding a decent policy is the challenge, but this is where we can help.
Doing a health insurance comparison online without the guidance of a helpful health insurance advisor can be a tricky undertaking. Prices are dictated by factors like your current age, LHC loading, which Government Rebate on health insurance you are entitled to based on income, which excess you choose, which Australian state you reside in, and if the health fund has any pricing discounts.

What’s the Best Singles Cover Health Insurance Policy for Me?

The best health insurance policy is one that matches your current health needs. However, the process one must undertake to answer these questions involves a structured and thorough analysis of your situation. Here’s a list of initial questions that you could ask:

A person should take out a Singles private hospital cover policy if they would like the option to receive treatment in a private hospital with the choice of a private doctor. There are different degrees of hospital cover: from Bronze through Silver and up to Gold. Knowing which level of cover is right for you is something Fair Health Care can certainly help you with – it’s what we do.

A basic Single extras policy can benefit someone if they can make good use of preventative health services like dental, physiotherapy, chiropractic, or osteopathy. Finding a decent policy is the challenge, but this is where we can help.

Doing a health insurance comparison online without the guidance of a helpful health insurance advisor can be a tricky undertaking. Prices are dictated by factors like your current age, LHC loading, which Government Rebate on health insurance you are entitled to based on income, which excess you choose, which Australian state you reside in, and if the health fund has any pricing discounts.

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Compare Singles Health Insurance in Australia with Fair Health Care Alliance

When you contact us to help you compare health insurance, our Fair Health Care Alliance advisors follow a simple philosophy: to treat every person we speak to with the care and respect we would give to a close friend or family member. That means active listening, respectfully asking questions to uncover less obvious health needs, and then guiding based on our depth of experience in the industry.

When you contact us for a Singles health insurance quote, you will get the opportunity to book a callback time that suits you best. When we call you back, you’ll be directly in touch with one of our locally-based health insurance advisors. With Fair Health Care, there will always be a person on the other end of the line ready to take your call.

Finding a great cover comes down to knowing what you need and where best to look. Whether you’re a single male or female, a single parent, a couple, or a family, trust Fair Health Care to help you find a cover that suits your circumstances and needs.
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Just Myself - Female

Just Myself - Male

Just Two of Us

Just Us and the Kids

Just me and the Kids

Do I need Health Insurance?

Learn about Medicare, the public health system, private hospital and extras, and how health insurance might benefit you and your family.

Health Insurance Tax

Are you paying the Medicare levy Surcharge? If so, taking out private health insurance can help you avoid paying the MLS tax.

Health Insurance Rebate

The private health insurance government rebate is means tested, meaning your income could affect the cost of your health insurance.

Lifetime Health Cover Loading

If you’re 31 or over, you may have a Lifetime Health Cover loading (LHC) penalty which will increase the cost of your health insurance.
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Prices and policy availability are affected by where you live.

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Victoria
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Queensland
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South Australia
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Western Australia
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Tasmania
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Who is your current health fund?

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Combined
Hospital Cover + Extras
Hospital
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Not Sure
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Do you need any of the following covered in a private hospital?*

These specific categories often require a top level of hospital cover, which is the most costly.

Pregnancy
Pregnancy
Joint Replacements
Joint Replacements
Cataracts
Cataracts
Dialysis
Dialysis
Weight Loss Surgery
Weight Loss Surgery
Heart
Heart
Psychiatric In-Hospital
Psychiatric In-Hospital
None of these
None of these
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Which extras do you require cover for?

General Dental
General Dental
Major Dental
Major Dental
Optical
Optical
Physiotherapy
Physiotherapy
Chiropractic
Chiropractic
Massage
Massage
Podiatry
Podiatry
Other
Other
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Your Government Rebate*

This is your taxable income before tax. It will affect which health insurance rebate you are entitled to and your policy price.

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