
Retirement planning for seniors: Do you still need life insurance?
Understand seniors life insurance and how it can provide essential support for solo parents managing their financial future.
It’s a common misconception that one needs to have the marital status of Single to qualify for singles cover. Being single does not demand single health insurance. In fact, there is an argument to suggest that a couple ought to take out their own policy that is conducive to a more refined coverage for the individual.
The divide between demographic factors such as age and sex demand that health insurance for singles remains open to subjective needs. A young single person is less likely to need eye cataract surgery or a hip replacement; likewise, a senior probably doesn’t need to cover orthodontics. This is why health insurance for singles is practical – you can personalise your health cover according to your needs.
A person should take out a Singles private hospital cover policy if they would like the option to receive treatment in a private hospital with the choice of a private doctor. There are different degrees of hospital cover: from Bronze through Silver and up to Gold. Knowing which level of cover is right for you is something Fair Health Care can certainly help you with – it’s what we do.
A basic Single extras policy can benefit someone if they can make good use of preventative health services like dental, physiotherapy, chiropractic, or osteopathy. Finding a decent policy is the challenge, but this is where we can help.
Doing a health insurance comparison online without the guidance of a helpful health insurance advisor can be a tricky undertaking. Prices are dictated by factors like your current age, LHC loading, which Government Rebate on health insurance you are entitled to based on income, which excess you choose, which Australian state you reside in, and if the health fund has any pricing discounts.

Understand seniors life insurance and how it can provide essential support for solo parents managing their financial future.

As a trusted Australian life insurance broker, we explain how single parents can find affordable, reliable cover in 2025 to protect their family’s future.

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